EARNINGS ESTIMATES
Term
Loan Loss Provision
Definition
Loan Loss Provision represents provisions established for possible defaults by customers on loans from a financial institution. Reserves for possible loan losses are established on loans outstanding on the basis of country risks, industry risks and specific risks of groups of borrowers. When a borrower is in default, the allowance is reduced and replenished in the following fiscal period, which is accounted for in Loan Loss Provision.
Term
Loans
Definition
Loans represents changes in loans to customers for banks.
Term
Loans Held for Sale
Definition
Loans Held for Sale represents loans held for sale, rather than held for management. Banks may provide loans to customers, but sell some of them to other financial institutions, instead of holding them until their maturities. Such loans held for sale may temporarily stay in Loans Held for Sale.
Term
Loans Origination - Investing
Definition
Loans Origination – Investing represents cash inflow from increases in loans to customers, which may be directly originated from customers, or acquired from other loan originators.
Term
Loans Origination - Operating
Definition
Loans Origination – Operating represents an increase in loans to customers when such loans to customers are treated as operating assets by a bank.
Term
Loans, Gains/Losses
Definition
Loans, Gains/Losses represents a reversal of gains/losses on the sale of loans by a bank. Loans to customers are usually considered operating assets for commercial banks.
Term
Local Tax
Definition
When a company reports its tax provision segmented by geographic location of tax jurisdiction, any tax provision attributable to its local tax jurisdictions will be classified as Local Tax. Provisions attributable to national or federal income tax are not included in this value.
Term
Local Tax - Other
Definition
When a company reports its income tax provision segmented between current and deferred taxes, any items attributable to its local tax jurisdictions, but not classified as either current or deferred, will be reported as Local Tax – Other. Provisions attributable to national or federal income tax are not included in this value.
Term
Location: Country
Definition
Identifies institutional investor ownership by country according to the most recent, publicly available data available to Thomson Reuters
%O/S (percent of outstanding shares held) – Is calculated by dividing the shares held by the most recently reported total shares outstanding.
%O/S (percent of outstanding shares held) – Is calculated by dividing the shares held by the most recently reported total shares outstanding.
Term
Location: Region
Definition
Identifies institutional investor ownership by global region according to the most recent, publicly available data available to Thomson Reuters.
%O/S (percent of outstanding shares held) – Is calculated by dividing the shares held by the most recently reported total shares outstanding.
%O/S (percent of outstanding shares held) – Is calculated by dividing the shares held by the most recently reported total shares outstanding.